Navigating Insurance & Out-of-Pocket Costs: What You Should Know Before Imaging at Pennsauken Diagnostic Center

When you or a loved one needs diagnostic imaging — MRI, X-ray, ultrasound — the last thing you want to worry about is surprise bills or confusing insurance jargon. If you’re considering Pennsauken Diagnostic Center (PDC), here’s what you should know about insurance, pricing, and making the process as smooth (and affordable) as possible.

What Insurances Does Pennsuaken Diagnostic Center Accept?

PDC is straightforward about its insurance policy: We accept most major insurance plans. Penn Diagnostic+2Penn Diagnostic+2

Specifically:

• They accept major health insurance providers — including (but not limited to) Aetna, AmeriHealth / Amerigroup, Horizon BCBS New Jersey / Horizon NJ Health, Humana, UnitedHealthcare Community Plan (NJ), Clover Health LLC, Meritain Health, as well as Medicaid (NJ) and Medicare-B (NJ). Penn Diagnostic+2Penn Diagnostic+2

  
  

• They also accept auto insurance and workers’ compensation plans, which may be especially relevant if your imaging is following an accident or work-related injury. Penn Diagnostic

  
  

Importantly, PDC emphasizes that their Billing Specialists are available to help review your coverage and out-of-pocket expenses. Penn Diagnostic+1

“We accept most major insurance plans … As an independent, outpatient facility, patients are happily surprised with fees.” Penn Diagnostic+1

Why Being an Independent Outpatient Center Matters.

PDC is an independent, outpatient facility (as opposed to a hospital-based radiology department), that can work in your favor — especially when it comes to pricing. Penn Diagnostic+1

Here’s how that can impact costs:

• Independent imaging centers tend to have lower overhead costs than hospitals (which operate full-service emergency rooms, inpatient wards, and multiple departments). Accounting Insights+2Capitol Imaging Services+2

• As a result, imaging centers like PDC often can offer more competitive rates, and patients may be “happily surprised with fees.” Penn Diagnostic+1

• For uninsured or high-deductible patients, self-pay / cash-pay options may be more affordable than hospital pricing. In general, MRIs at outpatient facilities in the U.S. tend to cost $350–$2,500 for those paying out of pocket, compared to higher hospital rates. BetterCare+2Accounting Insights+2

  
  

What to Do Before Booking — A Patient Checklist

Before you schedule imaging at PDC (or any imaging center), it’s smart to ask the right questions. Here’s a handy checklist you can use:

• Is PDC “in-network” for my specific insurance plan? Having “most major insurance accepted” is good, but coverage can vary by plan.

• Will my insurance plan cover the imaging (MRI, X-ray, ultrasound)? — and will you need preauthorization?

• What will be my out-of-pocket cost (deductible, copay, coinsurance)?

• If I’m uninsured or paying cash, do you offer a self-pay / cash rate?

• How long will it take to get my results? — At PDC, reports are typically generated within 24–48 hours. Penn Diagnostic+1

• What happens if I need transportation or translation support? — PDC can assist with these needs. Penn Diagnostic

How to Book & Minimize Stress

Booking imaging doesn’t have to be a headache. Here’s how you can make the process smooth if you choose PDC:

1. Call ahead — Call us at (856) 662-7581. Penn Diagnostic+1

2. Provide your insurance details — so our billing team can verify coverage and estimate any out-of-pocket cost.

3. Ask about language support or transportation assistance. PDC has a multilingual staff that can assist with communicating and arranging transportation for appointments. Penn Diagnostic+1

At the end of the day, getting imaging shouldn’t be confusing or stressful. At Pennsauken Diagnostic Center, we work hard to make the process smooth and straightforward, and we are here to guide you every step of the way.